Privacy Policy | Insurezio.com

Insurzio.com Notice of Privacy and Data Protection Policy

We are dedicated to informing you of your privacy rights and work hard to ensure a secure user experience. This privacy statement ("Privacy Statement") describes how we gather, maintain, share, and use personal data from you on our website. It also describes how we gather and employ non-personal data. You expressly consent to the collection, use, and transfer of your personal information and non-personal information in the ways outlined in this Privacy Policy by accessing and using our website. To understand our policies and how we will handle your personal information, please read this Privacy Statement carefully. Please refrain from using this website if you object to the way we gather and utilize non-personal information and Personal Information (as defined below).

1. Information That We Gather:

When you access and use our website, we may gather a variety of generic information about you. Non-personal information is one kind of information that we may gather. Additionally, we gather many types of personal data (also known as "Personal Information").

Any information that may be used to identify you personally that you knowingly and freely give to us, to an organization you represent or are affiliated with, or via your use of our website is considered personal information. In the course of contacting us through our website, you may choose to give us your complete name, address, phone number, email address, cell number, payment source number, or other personal information. The same details you give us about other people may also be collected by us. Whether or if you directly provide us with your personal information is always up to you. Please be aware that if you choose not to supply us with Personal Information, there is a chance that we won't be able to offer you certain goods or services and that you won't be qualified to participate in certain sweepstakes, competitions, or other promotions we conduct.

We may also obtain location data pertaining to the physical location of your laptop, mobile device, or another digital device on which our website is used, in addition to information about how you use our website, the areas of our website that you visit, what services you access, and information about your computer hardware and software, including domain names, times that you access the internet, and other websites you have visited.

2. How We Gather Personal Information from You:

When you visit our website or use one of our services, we may receive personal information about you. In other words, we are aware of when you use the website and may acquire, collect, and record information about your usage on our own or with the assistance of third-party services as described below. When you access and use our website, we utilise technologies like cookies, web beacons, pixel tags, log files, local storage, and similar mechanisms to gather information automatically. Internet protocol (IP) addresses, browser type, ISP, referring/exit sites, operating system, date/time stamp, and/or clickstream data are collected by these technologies. This data is used to run our website, track users' navigation across it, evaluate trends, and compile demographic data on all of our users. We could get individual or compiled reports based on these technologies. On your browsing devices, we could also put cookies (see the section below on "Cookies").

When you express interest in our services or make a request, we also gather the Personal Information needed to fulfill that request. Additionally, we get your Personal Information when you give it to us either manually or automatically, when you use our website and services, when you engage with us in any other way, such as when negotiating a contract. Additionally, if you phone us for help, we could ask for personal information from you at that time.

3. How We Use the Data We Gather:

A) Offering Products and Services. To deliver the services and/or products you have requested, we utilize the information we collect on our website. This can entail giving your information to a third party who will offer these services or goods. We cannot ensure that third parties are upholding suitable privacy policies, even while our agreements with them provide for their adherence to the law. You must get in touch with the third party directly if you have any inquiries or want your data removed from their databases.

B) Optimizing Our Website. We use the data we collect to supply the goods and services that are offered on our website, manage and enhance the functioning of our website, and answer to any questions you may have. As part of our services, we show tailored advertisements, content, and goods based on your preferences and past experiences. We also use your information to handle any complaints or issues you may have and to comply with all legal requirements.

(C). Marketing Additionally, we offer you advertising, promotions, and material from third parties that we believe will be of interest to you using the information you submit to us. For the purpose of providing this service, we may anonymize and aggregate data for a variety of uses, including traffic analysis, product development, market research, reports, and other insights. In order to send you offers for goods and services you might be interested in, we could also share the non-personal information you give us with our affiliates and parent businesses.

You can choose not to have the Company use your email address or other contact information to advertise our products or services or those of other companies by (1) clicking this link to opt-out; (2) sending us an email at privacy@insurzio.com with your request, or (3) clicking the "unsubscribe" link found at the bottom of each email you receive from the Company. Information given to the company as a consequence of a product purchase, warranty registration, product service encounter, or other transactions is not covered by this opt-out.

4. Information Sharing with Others:

Your Personal Information will only be disclosed to third parties in the methods outlined in this Privacy Policy.

(i) Requests for goods and services We share the information you gave with third parties to provide you with further information about the goods and services you have requested if you have requested information about them on or via our website. You agree that the third party may contact you at the number you provided via phone, email, or text (including through automated and artificial voice means; for example, text and pre-recorded messaging) about insurance products, services, marketing offers, and telemarketing if you have included a phone number or email address with your request for more information from these third parties. You also give these parties permission to call you even if your phone number is currently on any corporate, state, or local do-not-call lists or registers. These third parties could also utilize consumer reports, other sources, or information you gave to check details you provided, including but not limited to your credit score and driving record. You are under no obligation to use the goods or services offered by these third-party companies, and you have the right to revoke your consent at any time by directly notifying the company that first contacted you that you do not want to be contacted about your query again.

(ii). Website functionality we disclose your information to organisations and people we hire to carry out technical duties for us. Third-party service providers who host our website, analyze our data, aid with marketing, handle credit card payments, and offer customer care are a few examples. These third-party service providers are restricted from using your information for any other purposes and are only permitted to use it to carry out technical tasks on our behalf. They are not permitted to share your information with any other parties.

(iii) Data that is anonymous. In order for third parties to understand the kind of visitors that come to our website and how those visitors use our website, we share anonymous, aggregated information about you and other users of our website with them. Both behavioral and demographic data are included in this.

(iv) The legal system. If required by law, at our discretion, in response to a governmental entity's request, or if we have a good faith belief that doing so is needed, we may share your information.

In order to: (a) adhere to legal specifications or comply with legal process

(b) defend our rights or property, or the property of our connected firms

(c) stop a crime from happening or maintain national security or

(d) ensure the safety of users or members of the general public.

(v) A merger or acquisition. If we or all of our business are acquired by a third party—through a merger, consolidation, or the purchase of all or a significant portion of our assets—we may disclose and transfer your information to that party. We or our liquidator, administrator, receiver, or administrative receiver may sell, licence, or otherwise dispose of such information in a transaction allowed by the court if we or they become the subject of an insolvency case, whether voluntary or involuntary.

5. Information Gathered and Used by Third Parties:

On or via our website, third parties may gather and use information about you in the following ways:

(i) Marketers. In order to gather information about you, advertising networks, agencies, and other businesses that put advertisements on our website may use their own cookies, Web beacons, and other technologies. In accordance with our agreements with advertisers, they must abide by the law, but as we have no control over how this technology is utilized, we cannot vouch for its legal compliance.

(ii). hyperlinks Hypertext links to websites maintained by third parties may occasionally be found on our website and in our emails. The privacy policies or the content of such external websites are not our responsibility. These links are simply available for your convenience and use as a resource. Information, software, goods, or services on these third-party websites are not under our control or operation. The presence of a link on our website does not constitute an endorsement of the organisation or the services, goods, or website linked to. Please consult the privacy policies of the third party websites to learn more about their data practices.

(iii). Analytics As previously mentioned, we employ other parties to track, analyze, and report on traffic to, from, and inside of our website and email communications.

6. Locations of Our Data Storage:

We keep your Personal Information on servers that are either under our control or management, or that are handled on our behalf by trusted US cloud service providers (see the following section regarding international transfers.

7.Transfers of Data Internationally (EU Residents)

Personal information may be sent to a location outside the European Union, where it may be stored, used, and not be subject to data protection regulations that are on par with those in the EU. We will take all reasonable precautions to ensure that your personal information is treated securely and in line with this privacy policy when it is moved outside of the European Economic Area. We send data as follows to other countries:

to the American continent. We keep personally identifiable information on US-based servers. Transfer is contingent on the service provider adhering to the Standard Contractual Clauses (SCCs).

• We could send your personal data beyond the EU for the following reasons:

• information backup or storage

• assist us to fulfill our obligations under our relationship with you by offering you the services and products

• we must perform the transfer to satisfy any legal, audit, ethical, or compliance requirements

• where it is in our legitimate interests and we have determined that they are not outweighed by your rights, we will assist in the running of our group businesses; and

• to service our clients in several jurisdictions

8.Cookies and Services for Website Data Collection:

In order to identify your computer or browsing device and, in some cases, to associate it with the user, and to enable the automatic activation of certain features, we may use industry-standard technologies like cookies, pixels, and other similar technologies when you access or use our services or website. These technologies make it easier and more convenient for you to use our website and services. We make use of both temporary and permanent cookies. After you shut your browser, a persistent cookie stays behind and could be utilised by your browser the next time you visit a website. It is possible to delete these persistent cookies, although this depends on the web browser. To understand how to control your cookies, please consult the options of your browser. Web beacons, often referred to as clear gifs or pixel tags, are minute images with special identifiers that are included into the code of a website. They may be used in conjunction with our services. If cookies are enabled, they may keep a limited amount of information about your activity on our website's pages on your computer. Cookies let us keep track of which of our features you use the most frequently and what information you have previously read on our website. Cookies help us remember your preferences and may be used for authentication when you return to this website. We may use cookies to count the number of repeat visitors, compile and aggregate statistical data about our website in general, and send you particular content depending on your prior viewing habits. Although you might experience issues using our website if you disable cookies, you can. You can change the settings in your browser to allow or reject all cookies or to get notified when a cookie is stored. More information about cookies may be found at http://cookiecentral.com. You must allow cookies in order to utilise all of our website's features and functions.

To offer ads using cookies, we collaborate with third-party marketing businesses. You may configure your browser to notify you when cookies are being sent, reject all or certain browser cookies, or both. Visit Adobe's website's article on Flash player settings to find out how to control your Flash cookie settings. Please be aware that certain portions of our site may become unavailable or dysfunctional if you disable or reject cookies.

9. Safety:

We work hard to keep your information safe and secure. Your information is safeguarded both online and offline when you submit it through our website. To prevent the loss, unauthorized use, and unauthorized alteration of Personal Information in our possession, we have put security measures in place. Your information is maintained on servers that are housed in a secure physical environment. Market-standard firewalls are installed on the servers. These servers are password-protected, and only a small number of our staff have access to them. Currently, we secure all transactions and protect data using Secure Socket Layer software (or "SSL"). When sending information over the Internet, SSL encrypts data, including credit card numbers, names, and addresses. Please be aware that despite the fact that we take technological precautions that are within the realm of what is commercially reasonable to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, we cannot and do not guarantee that your information will be 100% secure. You do so at your own risk if you transmit any data to or through our website.

10. Rights of EU Data Subjects:

Data subjects have rights under the GDPR and local legislation with regard to the data to which it applies, including, in different situations, rights to data portability, rights to access data, rights to correct data, rights to object to processing, and rights to delete data. It is made clear that data subject rights cannot be exercised in a way that is incompatible with our workers' and staff's rights, our intellectual rights, or the rights of third parties. As a result, data subjects are unable to access, delete, or make changes to documents and notes containing proprietary information or other types of intellectual property, including employment references, evaluations, internal notes, and assessments. Additionally, these rights could not be exercisable if they pertain to information that is not organized, such emails, or if other exceptions apply. Data subjects often have the right to withdraw their consent if processing is done with their permission.

When we are the Data Controller, a data subject may contact us (privacy@insurezio.com) to update, remove, or recover their Personal Information. Keep in mind that we might need to go through a process to find a data subject who is exercising their rights. Details about how these rights were used may be retained by us for our own compliance and auditing needs. Please be aware that depending on technological and economic capacity, personal information may be either erased or stored in an aggregated form without being connected to any identifiers or personal information. We may continue to utilize this information.

The right to file a complaint with a data protection supervisory body in the country of the data subject's habitual residence exists in the European Union. You may be entitled to an adequate legal remedy if the supervisory authority ignores a complaint.

11) Privacy policy changes.

We retain the right to significantly alter this Privacy Policy's content. You will always be aware of the information we collect, how we might use it, and who we might disclose it to thanks to a prominent notice on the website where we make any modifications.

12) California Residents :

If you live in California, you may have extra rights about how we use your personal information under California law. Please read our website to find out more about your privacy rights in California. CCPA PRIVACY NOTICE FOR CALIFORNIA RESIDENTS.

13) Nevada Residents:

Residents of Nevada may send a request to the following address in order to exercise their selling opt-out rights under Chapter 603A of the Nevada Revised Statutes: