If you are an individual who operates a business from your home? Do you know that your homeowners policy may not provide you with the coverage that you need for your business? We are ready to help.
WE BUILD OUR INSURANCE COVERAGE THAT MEETS YOUR NEEDS.
People who sell products such as :-
Cosmetic Beauty Product
Candel Sale
Coaching Classes
Costume Jewellery
Personal Care Product
Glassware Sale
Balloon Artist
Dance Instructors
Or , there are many different types of home based businesses. This often begins as a hobby to provide you with income for what you do best. Helping you protect your business is what we do best. See top eligible businesses below. Don't see yours? Quote now for over 100 additional types of eligible businesses. Click on those links and get the best insurance at your local cities.
If it’s business related, it’s probably not covered
If you use your laptop, printer and desk for your home based business, they likely wouldn’t be covered. Your home insurance liability also ends where your business begins. A classic example is a client slips on your icy driveway and sues you. You wouldn’t be covered because they came to your house of your business.
It doesn’t have to be expensive…
Many home-based businesses are quite straightforward, particularly if clients and customers don’t come to your home. Insurance companies calculate premiums based on the risks associated with your business. if you’re making mittens and selling them online, it would likely be considered less risky than say, a home-based hairdresser who has expensive tools and clients visiting daily. Many home-based business premiums are under $500 per year. In some cases you may not need any additional coverage. If a stand alone policy isn’t right for your business, some insurance companies allow you to add home based business coverage to your home insurance policy. Every business is unique, our team can help you find the right coverage for your business.